Typical RV loan terms

Camper vans like these are financed as RVs, so terms usually run longer than a car loan.

7.5% to 9%Recent rates*. The range buyers have recently been seeing. Your rate depends on your credit and loan details.
6 to 20 yrsLoan terms. A shorter term costs less interest; a longer term lowers the monthly payment.
10%Minimum down. Due on a financed build after the design phase. Your $5,000 build deposit counts toward it.

*Rates shown reflect a recent typical range and are not an offer or guarantee of credit. All loans are subject to credit approval by IntoRV. Rates, terms and monthly payments vary by credit profile, loan amount, down payment and term.

How it works

  1. Choose your van

    Pick a 2027 model (the Oasis, Drifter or Gamer Van) or one of the vans for sale.

  2. Get pre-approved

    Apply on the IntoRV Beachside page. The soft credit pull previews your options with no impact to your credit score.

  3. Talk to a specialist

    An IntoRV finance specialist who understands van builds walks you through your quote. IntoRV can be reached at 470-866-4799.

Two ways to buy

Ordering a new build and buying a van that's already finished work differently. Here is what to expect with each.

Ordering a build

  1. ConsultationChoose your 2027 model and talk through how you will use your van.
  2. Reserve your buildA $5,000 nonrefundable deposit locks in your build spot and starts the design phase.
  3. DesignYour layout, finishes and upgrades are finalized with you before the build begins.
  4. Choose how you payFinancing: a minimum of 10% down through IntoRV, subject to credit approval, with your $5,000 deposit credited toward that 10%. Without financing: the van and materials cost is due after design, then labor is billed every two weeks at the actual labor cost for that period until pickup, and your deposit comes off the final invoice.
  5. Pickup or deliveryPick up your van at the shop, or get a delivery quote based on distance.

Buying a completed van

  1. Choose a finished vanPick from the vans for sale.
  2. Buy at the agreed priceThe van is already built, so there is no build deposit, design phase, materials payment or biweekly labor billing.
  3. Pay the way that works for youFinance through IntoRV, subject to credit approval, or buy without financing.
  4. See it or have it deliveredSchedule a viewing at the Atlantic Beach shop, or request a delivery quote based on distance.

Financing questions

Still unsure? Call (954) 309-0195.

Yes. Beachside vans are financed with RV loans through IntoRV, with terms from 6 to 20 years.

For a financed build, a minimum of 10% down is due after the design phase. Your $5,000 nonrefundable build deposit is credited toward that 10%.

Buyers have recently been seeing rates between 7.5% and 9%. Your rate depends on your credit, loan amount and term, and IntoRV gives you a personalized quote.

No. IntoRV starts with a soft credit pull, which does not affect your credit score.

No. The $5,000 deposit that reserves a new build is nonrefundable.

After the design phase, the van and materials cost is due. Labor is then billed every two weeks at the actual labor cost for that period until you pick up your van, and the $5,000 deposit comes off your final invoice.

No. Vans for sale are already built. You buy them at the agreed sales price, financed through IntoRV (subject to credit approval) or without financing.

Every model van includes a 2-year builder warranty on craftsmanship and installed systems, and individual components carry their own manufacturer warranties. If you are out of state, the van can be delivered to you, with delivery quoted by distance.

Ready to see your options?

Get pre-approved with IntoRV, or schedule a consultation to talk through your van.

CallRequest a consultation